

Then, they submit an invoice for much more than the cost to repair the glass damage– remember, glass damage is a relatively quick and low-cost repair.Īnd finally, they file a lawsuit on your behalf costing thousands of dollars in attorney fees.

In some instances, the repair shop fails to file a claim. But, those fixing your glass used this as an opportunity to do much more than just repair your vehicle. In this scenario, after signing the papers, your glass was fixed. Now the issue is taken to the courts, and costs balloon to several thousand dollars in lawyer fees and more.(Remember, they are acting on your behalf.) The insurance company denies the claim or pays what is allowed by your insurance contract, so the repair shop sues the insurance carrier.They don’t report the claim prior to completion of the work, which is required in your insurance contract.Sometime after making the repairs, they bill your insurance company, for several times the amount of what the repair costs.Before, during or after repairing or replacing your glass, they present you with AOB papers to sign. All you have to do is sign the paperwork and give them your insurance card or information. They tell you that they can fix the damage – and that they’ll deal with the insurance company, so you don’t have to lift a finger.
S AND S AUTO GLASS WINDOWS

Please don’t sign anything before you read and understand what you’re signing. And never sign a blank document-paper or digital. What Is an Assignment of Benefits? Is It Being Abused? However, you should be aware of a few important issues. Once you submit the claim to your carrier, they’ll start the process to repair your broken glass and get you back on the road quickly.
S AND S AUTO GLASS FULL
Depending on the state you live in, you may have full glass coverage (or the option to purchase it), which pays the full amount of a covered glass loss with no out-of pocket cost to you.įor the most part, filing a glass claim is pretty simple. If so, your insurance carrier will pay to repair your windshield or window for a covered glass loss, less your deductible. The good news is that it’s often an easy fix if you have comprehensive coverage as part of your car insurance policy. Your car’s glass can break in any number of ways. Both scenarios strike unexpectedly, both cause damage to your windshield.

You’ve boarded up your windows and your family is safe, but strong winds have ripped down a branch over your driveway. You’re driving down the highway when, unexpectedly, the car in front of you kicks up a pebble.
